It was a lovely winter morning with bright sunshine. I was jogging with my friend, after the jog we decided to have coffee.
He asked me a question, what is financial planning and why should one have one?
I was tempted to speak the normal spiel but I chose to answer differently. I told him I will reply to your questions in reverse order – first I will state why & then what?
I asked him on one simple question to convey my message.
How much money do you require to live your life comfortably (perhaps at current lifestyle levels) when you retire?
He was stumped. Just to tell you, he is a highly educated man graduated from IIT Delhi, a bright software engineer working with Oracle.
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