1. Savings Bank Accounts & Debit
Cards-Marginally better than normal bank accounts. It is hard to differentiate
in a commoditized product such as savings bank account & debit cards, most
have similar features such as lower minimum balance, increased cash withdrawal
limits, cash-backs on debit cards and reward points on use-age. Some banks
offer add-on personal accident insurance cover ranging between Rs 1 lakhs - 5
lakhs.

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