Financial Planning - How disciplined savings can help Chandras meet their financial goals

The ability to see the big picture is critical for the success of any strategy. This is also true of financial planning. Most investors find their best-laid plans going awry because they are focusing on parts instead of the whole. This is the reason they binge on one asset at the expense of others, or have a bloated portfolio without considering if the investments will help them achieve their goals. This is why financial planners insist on aligning one's investments with the financial goals. Forty-year-old Ramesh Chandra has taken the right step in approaching a financial planner at this stage because he needs to streamline his finances as he approaches retirement.